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Research Article

EEO. 2021; 20(6): 3168-3170


Role Of Self-Help Group In Women Empowerment

Dr. Indrajeet Singh Yadav, Saanyukta Sikdar, Dr. Sagar O. Manjare.




Abstract

Beginning of Self-Help Groups (SHGs) can be found in the Self-Employed Women's Association's constitution in 1970, which signalled the beginning of the enormous SHG bank connection project under the auspices of NABARD in 1992. SHGs are largely rural financial intermediary groups made up of 10–20 neighbourhood women. Self-help organisations have achieved notably significant progress in stopping the oppression of poor families at the hands of dishonest moneylenders. These organisations are focused on accelerating the availability of loan alternatives at an affordable interest rate. The way their organisational structure is set up periodically collects donations from each constituent member fosters financial restraint. When sufficient capital is reached, these individual savings are combined into a single fund to enable intra-group lending. An SHG can link itself to a bank in its zone to leverage microcredit if it maintains meticulous records, pays off loans on time, and manages its workforce with discipline. This paper reflects role of Self-Help group in Women Empowerment.

Key words: Self-Help Groups, financial intermediaries, accelerating, women, financial, microcredit






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