Abstract

The Pradhan Mantri Jan Dhan Yojna (PMJDY) programme to promote financial inclusion and aid greater populations in escaping the cycle of poverty. India also suffers from a lack of infrastructure and human development, similar to other low- and middle-income nations. The program's success, meanwhile, partly hinges on how well it is carried out and on other governance concerns. Launched to promote financial inclusion in India, the PMJDY initiative. However, no significant research has been done to evaluate the impact of the PMJDY plan, which promotes financial inclusion, on India's economic development. The main goal of financial inclusion in a developing nation like India is to make banking and financial services accessible to all citizens at fair prices and without any kind of discrimination. When the excluded masses become locked in the vicious cycles of poverty, financial inclusion becomes necessary.

Key words: Progress Made, Pradhan Mantri Jan Dhan Yojana, Financial Inclusion, human development, economic development.