Research on how housing, housing finance, and economic development are all connected is summarized in this study. In general, the housing industry may help alleviate poverty and promote equitable growth in two ways. Housing building has a positive impact on the economy, creating jobs and boosting the demand for goods and services. An investigation into India's housing finance market is the goal of this research. Food, clothing, and a safe place to live are the three most fundamental need of every human being. People's ability to survive depends on their ability to have a safe place to live, as well as a place to think and express their thoughts in peace and solitude. A person's sense of self-worth, social standing, and cultural identity are all bolstered when they have access to decent housing. After China, India is the second most populated country in the world, with an anticipated population of 1400 million by the next census, according to the 2011 census results from India.
Key words: Challenges, Finance, Sectors, market, impediment., Housing,mortgages,