Abstract

Micro finance is a way in which loans, credit insurance, access to saving account and money transfers are provided to small businesses owners and entrepreneurs in the under developing areas of our country. Micro finance is a type of banking services provided loans to those who have difficulty in accessing formal financial services. It is targeted at low income peoples in the state. Micro finance enhances women’s empowerment basically in rural areas. Women empowerment such as economic empowerment, social empowerment, education skill and training empowerment. The impact of micro finance is appreciable among rural people. But in reality current micro finance just focuses on regular saving and micro credit. Micro finance helps to promote economic growth and development of rural poor.

Key words: Micro finance, poor, women empowerment, rural, target, insurance.